Housing
The Thief River area is home to approximately 6,200 households. A large majority of residents are home owners, but there are many other housing options available, including a variety of townhome and apartment options.
Community Concierge Service
If you are considering relocating to the City of Thief River Falls, one of our Community Navigators can help to answer any questions you have about the community!
Home Ownership
Owning your own home is an important part of the American Dream. There are many options for you in the Thief River area, if you would like to own your own home!
Our area realtors would be delighted to help you find a home with the features you want, in your price range. We also have buildable lots for sale, if you’d like to build your own home.
Not sure about financing for purchasing a house? Area bankers will be happy to work with you on setting up a loan. In addition, depending on your personal finances, you may be eligible for down-payment assistance, first-time home owners financing, or other financing programs.
Affordable Single-Family Homes
North Star Neighbors is a community land trust that is building homes in Thief River Falls. View available homes and check out their Eligibility and Pre-Application pages to learn more about how you can become an NSN homeowner!
Northwest Minnesota Housing Cooperative is building affordable single-family houses in Thief River Falls. For information on available houses, call Jeff Fagerstrom at 218-681-2340.
Slow Second Mortgage
Individuals constructing new, single family homes or purchasing previously unsold spec homes within Thief River Falls, Minnesota, are eligible to borrow from the Slow Second Mortgage Program. Borrowers must reside in their homes, which are eligible for homestead designation.
Homes for Sale
View a list of Thief River Falls homes for sale on Realtor.com.
Area Realtors
The knowledgeable realtors listed on this page are available to help you find a home that meets your needs.
Housing Finance
Local Banks
Local banks are your first stop for a home loan. There are several banks to choose from in the community:
First Time Homebuyers
First Time Homebuyer (FTH) participants must meet income and program guidelines. The HRA works with the counties of Kittson, Marshall, Norman, Pennington, Polk, Red Lake and Roseau. Funding for the FTH program is made available annually by the Minnesota Housing Finance Agency.
Contact your local bank to see if they have information available. To Find a Lender: Lender Directory (click on “Buy My First Home” under I Want To and enter your zip code under search by. Click search).
If you have additional questions, contact Charity at 218-309-0047 or visit the NW MN HRA website.
Down Payment Assistance
Low-interest, down payment assistance loans may be available through the CRF program in Kittson, Lake of the Woods, Marshall, Norman, Pennington, Polk, Red Lake, and Roseau counties. This program is for persons interested in building, or buying existing homes.
The down payment assistance program can help local employers attract and retain workers, helping to offset the costly ongoing expense of training and onboarding employees. When employees have access to down payment assistance to help purchase their home, they are more likely to stay in that community, and with their current employer. For more information, contact Katelyn at 218-309-0048.
MORTGAGE PAYMENT ASSISTANCE
In the Section 8 Homeownership program, the HRA payments go towards making a participant’s mortgage payment rather than towards rent assistance payments. The program is open to participants who have been on the voucher program for at least one year.
To get on this program the family must be issued a Homeownership voucher. To get a Homeownership voucher a family must be employed for a year, make a certain amount of money each year and be a first time home buyer. Disabled families are given certain exemptions.
To determine the requirements of Section 8 Home Ownership, click here or call 218.637.2431.
Advance Thief River
Mailing Address
PO Box 773
Thief River Falls, MN 56701
Office
By Appointment Only
Spark Hub
(Inside Garden Valley Building)
1412 3rd Street West
Thief River Falls, MN 56701
Contact Us
Drop us a message to let us know what you need and we'll get back to you as soon as we can!
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