Child Care Financing

On July 1, Northwest Minnesota Foundation announced a new Child Care Finance Program for child care providers in Northwest Minnesota.

Quality child care is vitally important to everyone living in the northwest region: parents and caregivers who work or attend school, the child care sector itself, employers and of course, the children. The child care finance program was created to recognize and support the child care providers in northwest Minnesota.


  • Increase child care slots in the region
  • Increase the number of Parent Aware rated child care providers and/or those providers who are already rated and are moving up the rating scale
  • Retain existing child care slots
  • Eligible borrowers: Child care providers located in the following Minnesota counties: Beltrami, Clearwater, Hubbard, Kittson, Lake of the Woods, Mahnomen, Marshall, Norman, Pennington, Polk, Red Lake and Roseau

Eligible Uses: costs incurred to obtain a child care license, costs to obtain a Parent Aware rating or increase your rating, costs for safety improvements, as required by county licensing authority. Other costs that could be considered: toys, furniture, equipment, or other costs that directly benefit the child care business. Debt refinancing not allowed UNLESS the original debt was taken to satisfy licensing requirements or safety issues. Proof of satisfying licensing requirements or safety issues is required.

For more information, visit the Northwest Minnesota Foundation website, or contact one of the Northwest Minnesota Foundation staff listed below via email or by calling 218-759-2057.

Diane Morey, Senior Program Officer 

Missy Okeson, Early Childhood and Youth Program Specialist

Sean Moran, Program Officer

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